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Click any product box below to dive into details like policy highlights, target classes, and submission requirements.

COMMERCIAL

Commercial

General Liability, Property, and Commercial Package

Our expertise includes General Liability, Property, and Commercial Package coverages designed to meet a wide range of business needs. Eligible risks can be quoted online through The Grove using the Create Submission feature, which conveniently auto-fills ACORD applications. Class-specific details and links to required supplemental applications are available below.

ONLINE SUBMISSION TUTORIAL VIDEO

CREATE A SUBMISSION

Accepting applications from individuals, corporations, partnerships, joint ventures, LLCs, real estate or property management companies, and more!

Habitational

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Offer your clients a smart solution to reduce financial exposure from wind and hail claims by lowering high deductibles, making coverage more affordable and manageable in storm-prone areas.

Wind/Hail Buydown

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Access binding and brokerage markets for General Liability, Excess Liability, and Property to cover contractor risks of any size with one-stop solutions and fast quotes.

Contractors

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Offer competitive Commercial General Liability and Property coverage for Lessor’s Risks with a best-in-class solution at an affordable price.

Lessors Risk

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Offer clients comprehensive coverage options for property and general liability, with easy packaging for establishments that have high liquor sales or entertainment needs.

Bars, Restaurants, Taverns

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Our Inland Marine coverage protects your client's valuables and essential equipment wherever their property is located.

Inland Marine

Provide coverage for a wide range of commercial and residential roofing operations with multiple carrier options to meet premium and coverage needs, including new ventures.

Roofing

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Help clients protect weddings, festivals, and other celebrations with tailored Special Event General Liability coverage that offers flexible, reliable solutions.

Special Events

We offer flexible daycare insurance solutions for in‑home and commercial providers, even for new ventures or those with prior claims or state violations.

Daycares

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We provide flexible property and general liability coverage for houses of worship, with quick online quoting and expert guidance every step of the way.

Houses of Worship

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Support hospitality businesses with a comprehensive coverage package that combines property, liability, and specialty protections to meet the full scope of hotel and lodging operations with flexibility and ease.

Hotel Packages

Give clients quick access to General Liability, Excess Liability, and Property coverage through both binding and brokerage markets, with one-stop solutions and fast quotes on many risks.

Products Liability

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From salons to wellness providers, help your clients protect their practice with coverage tailored to them, so they can thrive with confidence and peace of mind.

Health & Beauty

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Provide contractors with coverage that protects against environmental risks during construction, including pollution events and cleanup costs, with flexible terms and limits.

Contractor's Pollution

Provide drone operators and related businesses with specialized coverage for aviation exposures, helping protect against property damage, liability risks, and regulatory challenges.

Drones

Garage & Auto

GARAGE & AUTO

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Provide auto service and dealer businesses with Garage Liability coverage that protects against a wide range of operational risks with flexible, tailored solutions.

Garage Liability

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Coverage built for the demands of heavy truck operations. This product is designed to support both sales and service businesses with flexible protection that fits the scale and complexity of their work.

Heavy Truck Sales & Repair

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Provide transportation businesses with flexible liability coverage that meets regulatory requirements and protects high-exposure commercial auto risks.

Public Auto Liability

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Customized insurance designed for auto dismantling and salvage operations with essential coverages like garage liability, medical payments, and physical damage to help clients operate safely and confidently.

Salvage Yard & Auto Dismantling

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Provide valet parking businesses with liability coverage that protects against operational risks and meets regulatory requirements for safe, compliant service.

Valet Parking

Personal

PERSONAL

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Offer your clients a smart solution to reduce financial exposure from wind and hail claims by lowering high deductibles, making coverage more affordable and manageable in storm-prone areas.

Homeowners Wind/Hail Buyback

Our Homeowners program deliver essential protection for complex or elevated risk profiles, ensuring coverage solutions in markets where traditional carriers cannot respond.

Homeowners

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We offer multiple online options for quick dwelling fire quotes and issuance, along with expert support for harder-to-place risks. Contact us today to find the right coverage for your clients.

Dwelling Fire

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Offer manufactured home insurance with broad protection, competitive pricing, and strong demand to help agents serve a unique market and grow their business.

Manufactured Homes

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Help clients protect their assets with personal umbrella insurance that provides extra liability coverage beyond standard policies for added peace of mind.

Personal Umbrella

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Offer rental property owners comprehensive coverage that protects their investments with flexible options for peace of mind.

Rental Properties

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Stand-alone other structure coverage is designed for property owners who have garages, sheds, barns, fences, boat docks or workshops away from their primary residences.

Stand Alone Other Structures

Vacant home insurance protects properties that are for sale, between tenants, or under renovation from risks like vandalism, theft, fire, and unexpected damage that a standard homeowners policy won’t cover.

Vacant Dwellings

Quoting Watercraft & Rec is smooth sailing with easy online tools that let you get the coverage you need anytime, when you need it.

Watercrafts

Our agribusiness program targets a broad range of agricultural operations, from agritourism to dairy farming, delivering flexible coverage solutions backed by experienced underwriting.

Farm & Ranch

Professional

PROFESSIONAL

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Coverage designed to protect healthcare practices and reputations, minimizing risk so providers can focus on patient care.

Allied Health

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Support design and engineering professionals with solutions that offer flexible limits, broad eligibility, and options for primary and excess liability, making them a strong fit for firms of all sizes.

Architects & Engineers

Offer clients protection against today’s most pressing digital threats with cyber insurance that covers first- and third-party risks including breach response, cybercrime, bricking, and business interruption.

Cyber

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Employment Practices Liability Insurance (EPLI) gives your business peace of mind by covering defense costs and damages from employee claims, helping you protect both your bottom line and your reputation.

Employment Practices Liability

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Serve community associations with solutions that offer flexible limits, broad eligibility, and strong underwriting, making them a valuable option for associations of varying scale and complexity.

Homeowners Associations

Our E&O program for property and casualty agencies offers flexible coverage options and expert services.

Insurance Agents E&O

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Offer flexible protection for professionals across industries with solutions designed to support consultants, service providers, and niche businesses by adapting to their unique risks.

Miscellaneous Professionals

Non-Profit D&O provides protection for directors and officers against allegations related to their actions within the organization, often extending to safeguard personal assets and support organizational stability.

Non-Profit Directors & Officers

With recent premium reductions for real estate and related industries, don’t settle for renewal as expiring.’ Let us review your coverage and help secure the best rates and options available.

Real Estate

Provide specialized technology firms with strong, flexible coverage that builds trust, protects professional work, and supports long-term growth while expanding your portfolio.

Technology

Union Liability Coverage protects labor union directors and officers from personal liability claims, including fair representation, employment practices, financial management, and personal injury.

Union Liability

Protects businesses and individuals who create, publish, or distribute content from allegations of hard caused by that content, such as copyright or trademark infringement, defamation, and invasion of privacy.

Media

More Products Available, Contact Us For Details!

Additional products may be available upon request. Contact us to learn more and find the right solution for your needs.