Daycares
Our daycare program offers flexible property and general liability coverage on a monoline or package basis, with options for both in-home and commercial operations. We can consider new ventures, prior claims, or state violations.
SUBMISSION REQUIREMENTS
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3 Years of Currently Valued Loss Runs
POLICY HIGHLIGHTS
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Property and general liability available on a monoline or package basis
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Limited markets for new ventures
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Can consider risks with claims or state violations
Additional Coverage Options
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Abuse and molestation coverage
$100K/$300K for in-home daycares;
$1M/$1M for commercial daycares -
Transportation coverage available
Must carry $1M of auto liability
Property
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Multiple in-house markets for Commercial
property available
General Liability
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General liability minimum premium
$2.5K for in-home daycares; $5K for
commercial daycares -
As low as $500 deductible available
Our history of writing a clean, profitable book gives us the advantage of in‑house binding authority for this risk.
IN-HOUSE
BINDING
WE'LL COMPLETE THE ACORDS
Our agent portal The Grove includes a Create Submission feature, helping you take the guesswork out of filling out ACORDs.
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