POLICY HIGHLIGHTS

• Limits up to $5M (primary and excess capabilities)

• Coverage may be available for a range of insurance operations, including retail agents and brokers, wholesale brokers, surplus lines brokers, MGAs, MGUs, underwriting managers, program administrators, and related insurance consulting or support services.

• Some markets may consider agencies with claims history, Life & Health exposure, Medical Malpractice agents, crop agents, commercial trucking exposure, or higher-hazard practice areas; availability and terms vary by carrier.

• Cyber Liability, EPL, DOL, FDD, and other enhancements may be available by endorsement or package option, depending on the market.

• Common underwriting considerations include revenue size, premium volume, state availability, prior acts exposure, loss history, percentage of high-hazard business, class mix, and whether the account fits admitted versus non-admitted appetite.

• Common restricted or excluded areas may include aviation specialists, reinsurance intermediaries, excessive commercial trucking exposure, captive managers, certain securities or investment advisory services, ERISA or fiduciary activities, intentional acts, trust account shortages, and cyber events not specifically endorsed.