DWELLING FIRE
Dwelling fire coverage is designed to handle the complexities of residential properties, offering flexible solutions that adapt to unique circumstances. This program provides strong protection for a wide range of exposures, giving agents confidence that their clients’ investments are safeguarded.
POLICY HIGHLIGHTS
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Residential forms DP1 and DP3 available
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Residential premises liability up to $1M
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Deductibles starting at $1,000
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Able to offer ACV, FRC, and RCV on a DP3 form
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Renovations coverage available for both cosmetic and structural renovations
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Schedules available
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Can offer exclusions for other structures, existing damage, roofs, animal liability, trampolines, swimming pools, and more
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No age limit
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Able to cover multiple occupancies (such as tenants and owners residing in the same location) and vacation rentals
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DIC (Difference in Conditions) coverage in CO for the CO Fair Plan
SUBMISSION REQUIREMENTS
Submit this risk with one application!
ONE
APPLICATION
Our history of writing a clean, profitable book gives us the advantage of in‑house binding authority for this risk.
IN-HOUSE
BINDING
