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MEDICAL SPAS

Medical spas combine cosmetic medical treatments with a retail-style spa experience under medical supervision. As these businesses continue to expand their service offerings, they face specialized liability exposures that traditional insurance programs may not adequately address. Our Medical Spa program provides agents with a dedicated solution designed for this unique and growing class of business.

POLICY HIGHLIGHTS

  • Premiums vary based on services provided

    • Non-invasive services average premium: $1,750 

  • Can write new ventures with a minimum of 3 years of experience 

  • Coverage for independent operators and the business entity

  • Additional Coverage Options​

    • Mono-line Errors and Omissions 

    • Hired Non-Owned Auto 

    • Employee Benefits Liability 

    • Abuse and Molestation Liability 

    • Coverage for Medical Directors

SUBMISSION REQUIREMENTS

  • Breakdown of procedures and revenue by service 

  • Written protocols 

(additional underwriting information that may be requested)

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© 2021 Chris-Leef General Agency, Inc.

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