Medical Spas

Medical spas combine cosmetic medical treatments with a retail-style spa experience under medical supervision. As these businesses continue to expand their service offerings, they face specialized liability exposures that traditional insurance programs may not adequately address. Our Medical Spa program provides agents with a dedicated solution designed for this unique and growing class of business.

POLICY HIGHLIGHTS

Premiums as low as $600
Can write new ventures with 3 years of minimum experience
May cover medical director; Supervisory and direct patient care may be excluded
Can cover claims due to:
- Patient injury
- Improper delegation or supervision
- Infection control failures
- Misrepresentation of results
- Medical malpractice
- Unmet customer expectations
- Regulatory scrutiny
- Contractual or leasing requirements
- Cross-over exposures
Additional Coverage Options
- Mono-line Errors and Omissions
- Hired Non-Owned Auto
- Employee Benefits Liability
- Abuse and Molestation Liability

TARGET CLASSES

Injectables
- Botox (wrinkles)
- Fillers (lips, face volume)
- Fat-Dissolving Shots
Skin Treatments
- Facials (medical grade)
- Chemical Peels
- Microneedling
- Acne Treatments
Laser Treatments
- Hair removal
- Skin spots/redness
- Tattoo removal
- Skin Tightening
Body Treatments
- Fat reduction (Ex. CoolSculpting)
- Cellulite Treatments
- IV Therapy (vitamin drips)
- Weight Loss Programs
- Hormone Therapy

AND MANY MORE!

SUBMISSION REQUIREMENTS

Medical Spa Application (contact for application)
Training certificates and licensing documents

Breakdown of procedures and revenue by service

Written protocols

SUBMIT