Sharing Our Passion for SERVICE, SOLUTIONS and EDUCATION to Benefit Your Family and Ours
PERSONAL LINES
DEPARTMENT
Our Personal Lines team is excited to offer multiple options for online rating and issuance, bringing ease-of-use and instant quotes right to your desk
Our knowledgeable staff is also well versed in handling your harder to place risks. Give us a call or email us today and let us help you find coverage!
Why Chris-Leef?
Homeowner
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Admitted and Non-admitted options
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Direct bill options available for qualifying risks
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HO-3, HO-4, HO-6, HO-8, and HO-10
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High Valued Homes
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Seasonal Occupancy
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In-Home Business, including Day Care
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Water Backup
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Service Line Coverage
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Earthquake
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Personal Property Replacement Cost
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Inland Marine, including Mono-Line Inland Marine
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Many exclusions available for those hard to place risks
Dwelling Fire
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Admitted and Non-admitted options
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Direct bill options available for qualifying risks
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Basic, Broad, and Special forms
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Owner, Tenant, Seasonal, and Vacant
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Renovations acceptable
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Short Term and Vacation Rentals
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Stand-Alone Other Structures, including Boat Docks
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Multi-Location Schedules available
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No age limit with acceptable updates
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Earthquake
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Property Manager Liability
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Many exclusions available for those hard to place risks
Vacant
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Admitted and Non-admitted options
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Direct bill options available for qualifying risks
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Dwellings, Manufactured Homes, Residential Condos
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Renovations, including Structural Renovations
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Ground up Course of Construction
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Replacement Cost available for qualifying risks
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Vacant Land
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Liability Limits up to $1 Million
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3, 6, 9, and 12 Month Options
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Many exclusions available for those hard to place risks
Manufactured Homes
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Admitted and Non-admitted options
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Direct bill options available for qualifying risks
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Owner, Tenant, Seasonal, and Vacant
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No age limit with acceptable updates
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ACV, Replacement Cost, and Stated Value available
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Earthquake
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Hobby Farming
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Scheduled Personal Property
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Trip Collision
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Water Backup
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Many exclusions available for those hard to place risks
Recreational
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Admitted
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Direct Bill
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Motorcycle and ATV
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Most bike types, plus off-road ATV, Scooter, Golf Cart, GEM Cars
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Replacement Cost Optional for Bikes 2 years and newer
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Boats and Personal Watercraft
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Up to 64 feet in length (125 feet for Houseboats)
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Up to $1 million in value
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Mid and High-Performance Deep Hulls up to 120 MPH
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Full Coverage or Liability Only
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Trailer and Boat Lift Coverage
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Water Sport Liability
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Elite Auto
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Personal Use Collector Vehicles: Antique, Classic, Muscle Car, Custom, Hot Rod, Exotic, Motorcycle, Tractor, Fire Engine, Military Equipment
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Hard to Place: Late Model Collectible, Kit or Replica Cars, Pro-Street and Race (On Track Excluded)
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Highly Modified
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Under Restoration acceptable
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Mileage Plans available
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Personal Umbrella
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Admitted and Non-admitted options
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Direct bill options available for qualifying risks
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Primary and Excess Personal Umbrella
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Youthful Drivers
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MVR Activity
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Underlying Auto Limits as low as $250,000/$500,000/$100,000
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Secondary Residence and Rental Units with Underlying Liability Limits as low as $300,000
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Vacant Land with Underlying Liability Limits as low as $300,000
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Watercraft with Underlying Liability Limits as low as $300,000
Additional Products Including, but not limited to:
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Excess Rental Liability
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In-Home Business – Including Day Care, Beauty Salon, and many more
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Tiny Homes
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Farm & Ranch
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Mono-Line Animal Liability, Including vicious Dog Breeds
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Mono-Line Inland Marine
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Mono-Line Personal and Premises Liability
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Mono-Line Flood
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And Many More!!
Learn more about our featured products!