VACANT DWELLINGS
When a home sits empty, it faces higher risks that a standard homeowners policy won’t cover. Vacant home insurance is designed for property owners with homes that are for sale, between tenants, or under renovation. It protects against threats like vandalism, theft, fire, and unforeseen damage, giving you peace of mind that your investment is safeguarded until it’s lived in again.
POLICY HIGHLIGHTS
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Dwellings under renovation
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Ground-up course of construction
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Residential vacant properties
Additional Coverage Options
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3, 6, or 12-month policy terms available
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Mono-line or package (property & liability)
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Admitted with direct bill options for qualifying risks
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1-4 family dwellings
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Replacement cost available for qualifying risks
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No age limit
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Liability limits up to $1M
IN-HOUSE BINDING
ONE APPLICATION
ONLINE RATING
SUBMISSION REQUIREMENTS
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Builder’s Risk Supplemental Application (if any renovations)